The Word Of this Week is a word that we all know – or should; it’s
Son – Hello
……..(one second……..(two seconds)……..(three seconds)……..(four seconds) click
(Boiler room – 50 voices in background)
Paki – Hellooo….is this Mr. J. Smith?
Phone is in the wife’s name – Mrs. J. Smith
Son – Yes
Paki – This is the security Department of Visa (Sure it is 😛 )
There are three credit cards in the house, and they are all MasterCards
Paki – There has been suspicious activity on your Visa card. A few minutes ago, there was a $600 transfer to Western Union. That is often a sign of online fraud. Did you make that transfer?
Son – What are the last four digits you have on that card?
……..Click Yerrr Out!
Sorry! The suckers aren’t biting today – and tell your cousin, the Prince of Nigeria, to stop sending us those get-rich-quick emails.
Remember, folks – TANSTAAFL – There Ain’t No Such Thing As A Free Lunch – and there’s always someone ready to try to take away a lunch that you’ve already paid for.
We need all the Lerts we can get. 😉
You’ve been selected to receive money – Sure you have
You’ve won a prize – in a contest you don’t remember entering
Buy a ticket for this foreign lottery – they just change your dollars to rials before they steal them
You’ll get a bonus or gift if you buy now – see TANSTAAFL
They aggressively claim that you owe money on your taxes – no civilized country’s tax department would approach you in this way, or demand payment in prepaid iTunes cards 🙄
The phone rings once, then hangs up – if you have call-display, do not call an unfamiliar number back. It will direct you to a pay-per-minute site
They say that you’ve been the victim of a fraud (see above) – they’re just after your banking information
They offer to fix your computer – they will download all your financial information
They’re selling an extended warranty on your car – talk to your dealer, face-to-face, rather than some unknown on the phone
They won’t answer your questions (see above) – don’t let them deflect or refuse. They have all the answers…. until you ask an inconvenient question
They’re collecting for a charity you’ve never heard of – then why would you donate?? Real charities don’t demand your credit card number over the phone.
They threaten to have you arrested – There are laws which prevent governments and organizations – even collection agencies – from doing this. Just hang up
They want personal information, like Social Security numbers – for identity theft and fraud. If they called you, never give it out.
They’re collecting a debt you don’t remember – you have the right to a mailed copy of any claim. Demand one!
They claim to have kidnapped someone you know – Some scammers now use social media to find the names and whereabouts of your friends and family members, and use that information to impersonate kidnappers and demand ransom money. It may sound terrifying, but it’s most often fake. Definitely don’t pay them anything. Instead, contact your friend or relative immediately, and report the call to the FTC/CRTC or the police.
They want you to invest in something – Unless it’s someone you know, they get no dough!
They just want to confirm your debit or credit card number – this is the fastest way to get defrauded
They want you to make an immediate decision – even if it’s something you want, pressure = fraud. Hang up and do your own research.
The call looks like it’s coming from your own phone – hackers claim that they’re from the phone company, and just want you to verify those magic numbers. Don’t do it!
They’re too friendly – It’s nice to talk to nice people….until they steal you blind. Beware of unknown callers who seem really, Really friendly.
It’s a jungle out there. Keep your eyes on your fries – and your wallet, and online data. 😳